Michael R. Scotch

How does a budget help me reach my goals?

If you have dreams of buying a home, paying down debt, taking an exotic Hawaiian vacation or having a comfortable retirement, planning is vital. The first step to securing your future is to be aware of how you spend your money today.


Here are five reasons you need to make a budget:

  1. To set and reach financial goals
  2. To spend according to your priorities
  3. To build wealth
  4. To plan for retirement
  5. For peace of mind


If you don't have a budget, you might not know whether you can truly afford that new flat-screen TV, a new car or any other major purchase you want. Plus, having extra money in your emergency fund and budgeting can help you save more so you can be prepared for those rainy days.


Creating and following a budget involves self-discipline and sacrifice, but we will help you develop wise spending habits to better manage your finances now and into the future.



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Newborn - Middle School Kids

Parents have several options available today when it comes to saving for their child's college education.

Credit & Debt

Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable.

Life Insurance

At Gmac Family Financial, we believe it is important to ensure your family is not exposed to financial risk from an unexpected situation, accident or misfortune.

Work with our team on your family financial planning


Gregg J. MacInnis


972-475-2461 | 3705 Lakeview Parkway Suites 203 & 205 | Rowlett, TX 75088


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All written content is for information purposes only. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Gmac Family Financial, LLC is not affiliated with or endorsed by The Social Security Administration or any government agency. Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.