Michael R. Scotch
CPR - College Planning Relief®
The opportunity to work with a professional in the development of a comprehensive college plan can be priceless. You will be confident in knowing that the approach we take is time tested and has been used by families from across the country in successfully navigating through the college planning years.
While we strive to provide a customized solution for every family, there are several very typical face to face meeting we recommend. Your advisor and you will agree to specific meetings needed to accomplish your goals. Included for consideration are the following:
College Funding Recommendations and Design:
The deliverable from this meeting serves as a roadmap for the coming years of college. Included will be the identification of available resources for each year along with the anticipated expense. If there are years during which available funding is exceeded by anticipated costs, a recommendation of loan type will be made.
Award Letter / Financial Aid Review:
During this meeting, the award letters from each college under consideration will be evaluated using the forecast of financial aid created earlier during the college selection process. A determination will be made as to which award represents the best financial outcome for the student and his family.
Probably one of the deliverables most highly valued by parents is the Student Interview. During this time, the student is encouraged to ask questions about the college planning process. Topics greatly identified include scholarship pursuit, college evaluation process (CVS), loans and financial responsibility, and other topics jointly identifies by the parents and the advisor. Also offered to the student will be post-college graduation consultation during which the advisor will provide initial guidance on handling loan re-payment, setting up retirement accounts and helping the student get on their financial feet.
This meeting is largely self-explanatory, but provides the parent the ability to make financial decisions pertaining to college without having to guess about the impact to their retirement.
Parent Cash Flow Improvement:
As this is likely one of the most expensive times in the lives of most parents, it is essential to become as cash flow efficient as possible. The advisor will spend the majority of this meeting providing specific recommendations affecting short term and long term cash flow efficiency.
Should there be any questions regarding the FAFSA completion or submission, the advisor will use this meeting for answering all questions and to provide the parent with a FAFSA guide that should aid in their online completion of the FAFSA.
I Need College Financial Counseling
Work with our team on your college financial planning
972-475-2461 | 3705 Lakeview Parkway Suites 203 & 205 | Rowlett, TX 75088
MEET THE FAMILY FINANCIAL TEAM
Get in Touch