Michael R. Scotch
Is credit card debt inevitable?
Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable. In fact, millions of credit customers charge regularly and never pay a penny in finance charges or other fees.
The secret is having the right mindset about the use of credit cards and having a good financial plan.
Here's five important things to know before using plastic:
Living debt free is within every cardholder's capability. The key is to always be aware of charging and balances, and address credit problems immediately.
I'm Ready to Eliminate My Debt
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