Michael R. Scotch

As a parent, you have several options for financial planning. Can we help you be more prepared?

It's the first day of school. You stand there looking at him and think, "This is my baby. It seems like just yesterday he was learning to walk."


You've made the list, checking it again and again to ensure he has everything he will need to start his journey down the long road of education. New outfit, check. Crayons, check. Markers, check. College savings plan... college savings plan?


Yes, believe it or not, it won't be long before this walk to the door of the classroom will be a drive to the university. And, as if you didn't already have enough on your mind, consider this: if you haven't initiated financial plans for college by the time your bundle of joy reaches first grade, you're about five years too late, according to an article at Babycenter.com.


According to the College Board, the average cost of tuition and fees for the 2014-2015 school year was $31,231 at private colleges, $9,139 for state residents at public colleges, and $22,958 for out-of-state residents attending public universities.


"That's kind of scary for some people," says Gregg MacInnis. "It's never too late to begin saving, but late starters must be realistic in their savings goals."


Parents also have several options available today when it comes to saving for their child's college education, but before deciding on the route to take to save for your child's future education, we recommend that parents first develop a solid financial plan and prioritize their goals so they know what it will take to achieve them. At Gmac Family Financial, we've been there and we have helped hundreds of parents successfully map out a plan.




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Plan for Our Financial Future


The first step to securing your future is to be aware of how you spend your money today.

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Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable.

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At Gmac Family Financial, we believe it is important to ensure your family is not exposed to financial risk from an unexpected situation, accident or misfortune.

Work with our team on your family financial planning


Gregg J. MacInnis


972-475-2461 | 3705 Lakeview Parkway Suites 203 & 205 | Rowlett, TX 75088


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